When it comes to your health, you want to make sure you’re always making the right choices. Choosing the right dental insurance can make all the difference between quality care and inadequate coverage, which is why it pays to compare dental insurance plans and choose carefully. This Aetna Dental Providers insurance review will help you decide if this provider is the right fit for you or not. You’ll learn about their costs, services, providers, and more so that you can decide if this plan could be the key to better oral health for you and your family!
What Is Aetna
Aetna is a large provider of healthcare for people in the United States. With this plan, you can choose from a variety of different dental insurance policies that offer different coverage amounts and price ranges.
Dozens of Aetna dentists near me can provide quality care at affordable prices, so it’s worth looking into when choosing your dental insurance provider. The company is committed to helping improve the overall health of its members through wellness initiatives, preventive services, and personalized care. In addition, they work with other companies on behalf of their insureds and are also involved in administering Medicare plans. You should consider Aetna if you want excellent customer service, competitive rates, and a wide selection of dental benefits.
Who Is Eligible For Aetna Coverage
To be eligible for Aetna coverage, you must meet the following criteria:
-You are a United States resident (or have a US green card) and can provide proof of citizenship or legal residency.
-You have at least one of the following coverage options through your employer:
traditional health insurance.
eHealth maintenance organization (HMO).
preferred provider organization (PPO).
point of service plan (POS).
-You are not covered by Medicare or Medicaid. If you are enrolled in either, you cannot purchase individual Aetna dental insurance coverage. You will need to enroll in an alternative plan through those programs instead.
What Is Covered By The Plans
Coverage varies from plan to plan, and the benefits are different depending on which type of plan you choose. The Aetna Select Plus HMO, for example, covers 100% of your eligible dental care for a very low copay. The Aetna Dental Access Plan requires you to pay more upfront for coverage but has no copays or waiting periods.
You can find dentists near me in your area by filling out our online form and we’ll get back to you with a list of nearby providers based on your location. We’ll also email you a quote for coverage so that you can compare rates before making a decision.
Understanding The Deductibles And Coinsurance
The monthly cost of dental insurance is different for each plan. The best way to find out the monthly cost is by reviewing the various plans and determining which one best suits your needs.
For example, if you need a high deductible and don’t mind paying a percentage of your medical bills upfront, then an HMO plan would be appropriate for you. If you want lower premiums with higher deductibles, then a PPO plan might work well for you. Compare these two examples and see which one sounds better to you:
Aetna’s Gold Plan: $70/month or $840/year ($547.20/6 months) with a $1,000 deductible; Aetna’s Bronze Plan: $30/month or $360/year ($240/6 months) with a $2,500 deductible
Saving On Premiums
The cost of Aetna dental insurance will vary depending on which plan you choose. You can pay monthly or make an annual commitment, and the rates are determined by a few factors: your age, your gender, the number of people covered under your plan, and how much coverage you want (low to high). For example, as of 2018, here is what a 30-year-old woman would pay for Aetna dental insurance if she only wanted coverage for herself:
Save Up To 50% On Your Costs
Low Monthly Rate-$28.00
Medium Monthly Rate-$34.00
High Monthly Rate-$44.00